Financial Planning & Wealth Management

For Life's Transitional Events

CHANNEL: To serve as a medium for

Our company is focused on providing high level financial planning and wealth management advice.  We thrive on having an impact in our clients lives by bringing clarity to their circumstances.  If we are doing our job right we are able to help people understand and connect to their finances in a positive and productive way so that they understand where they are now and where they want to be in the future.

Financial Planning

We provide clarity to clients who are navigating transitional events through financial planning and sound advice. Our ensemble approach brings depth and resource to our clients.

See How We Plan

Wealth Management

Helping clients position their life savings so that they can sleep at night and remain focused on their long term goals.

Team Based Approach

It is unusual to collaborate in our industry... we are dedicated to work together on the behalf of our clients.

Our Team

Financial Planning Is The Backbone

Having a financial plan provides context that investors need to make informed decisions.  It is at the root of everything we do.

See how we plan

Financial Planning Explained

See how we utilize technology to bring clarity and simplicity to complex situations.

Financial planning and wealth management santa barbara

How to Work With Us

It starts with a conversation.  Our team approach is unique; we have five dedicated partners who work together to serve your needs.

See how we work with clients here

Risk Managment

This is how we help clients assess and understand risk vs. reward and how it relates to their specific portfolio.

Understand Your Relationship With Market Risk

You can take our survey to see if you are taking more (or less) risk in your accounts than you think you are.  Draw down analysis is important to make sure you can stay the course during volatile markets.

Does my portfolio fit me?

Case Studies

Some examples of scenarios where we can add value for clients.

Qualified Plans

Design and Management

We can help business owners and independent contractors design, implement and manage their qualified plans to optimize tax efficient contributions for them and their employees.  


Creating a financial plan and matching your needs with your resources and investment plans over time is the best way for investors to feel confident before and during retirement.

Business Owner Succession Plans

We work with business owners and their trusted advisors to help outline how they can transition their largest asset - their business - either within their family or through a sale.  We show how these changes affect them directly and what it means over time.

Fiduciaries & Trustees

We work with private fiduciaries and trustees to help manage client assets and produce reporting that fulfills their unique needs. 

Concentrated Stock Positions

We create strategies with shareholders of concentrated stock positions to help mitigate taxes and single stock risk.  We are also sensitive to reporting requirements for 144 shareholders.

Our Team

We work collaboratively as a group to optimize financial planning and investment advice to our clients.

Financial Planning Schedule

We address financial planning considerations throughout the year on a rolling schedule.  Here is an example of some of the conversations we are having:


Risk Assessment

After the fastest crash and recovery in history, it is a good time to make sure you understand how much risk you carry in your accounts.  It is also a great opportunity to make adjustments if you felt over or under exposed as the markets went down and up.


Beneficiary Review

It is important to know that your beneficiary information is current.  We provide you with a comprehensive list of your account beneficiaries and help you to make adjustments if needed for any reason.  


Tax Loss Harvesting and Rebalancing

As we begin to close on another calendar (tax) year it is important to make sure we are harvesting losses where possible to provide tax efficient returns while maintaining liquidity and flexibility.


Financial Plan Update

New year means a refreshed look at what your goals are.  It is an optimal time to reflect on how your financial plan is going and to continue to strive for new goals and practices. 



3700 State St, Suite 240

Santa Barbara, CA. 93105

8:30a - 5:00p  M-F

Phone:  805-898-0893